H&M Financial Blog

A Costly Matter!

Courtesy Worldsource Financial Management If you are about to become a parent you will soon learn what other parents already know – that children are expensive! And, as is the case with boomerang kids, sometimes they are an expense that comes back. However, the expenses associated with our children are an expense that we can… Read more »

Of Tantrum & Policy

Courtesy Worldsource Financial Management Over the past few years, we have adopted many new words and phrases, introduced to us by policy makers, economists and the media including, “European Debt Crisis”, “Debt Ceiling”, “Fiscal Cliff”, “Sequester”, and finally “Tapering”. These are all economic and political events that have served to shape and constrain the landscape… Read more »

Risk Control – Making Bad News Good News

The following commentary is courtesy of Cardinal Capital Management Inc., the sub-advisor for the VPI Canadian Equity Pool and the VPI Canadian Income Pool. The opinions, market outlook, and asset allocation strategies are those used in the design of the mutual funds they manage that we utilize in client portfolios. From reading our regular Newsletters,… Read more »

Paying for tuition? Start saving now

From The Globe and Mail With four kids to put through postsecondary school over the next decade, Don Zadravec and his wife Mary Stambulic have spent a lot of time thinking about how to pay for it. Ever since their first child was born in 1995, followed by the second child two years later and… Read more »

Seniors can protect themselves against get-rich-quick fraud artists

The following post is courtesy Brian Kieran at www.betterthan50.com by Brian Kieran If a retirement investment looks too good to be legitimate, it probably isn’t. It’s as simple as that, but hundreds of Victoria area investors – mostly seniors who could ill afford to be wiped out – ignored this truism between 2007 and 2010 and… Read more »