The following commentary is courtesy of Cardinal Capital Management Inc., the sub-advisor for the VPI Canadian Equity Pool and the VPI Canadian Income Pool. The opinions, market outlook, and asset allocation strategies are those used in the design of the mutual funds they manage that we utilize in client portfolios. During the last month the… Read more »
Author: Robin Muir
A Monthly Rent Cheque
From the Canadian Investment Guide 2013 – Jade Hemeon The following commentary is courtesy of Dynamic Mutual Funds. The opinions, market outlook, and asset allocation strategies are those used in the design of the mutual funds they manage that we utilize in client portfolios. Oscar Belaiche, vice president and portfolio manager at Toronto-based GCIC Ltd., spent his… Read more »
The Value of a Financial Plan
The following is courtesy of the Financial Planning Standards Council. Financial Planning Standards Council’s (FPSC®) purpose is to instill confidence in the financial planning profession by establishing, enforcing and promoting appropriately high standards for financial planners in Canada. We are concerned that many Canadians are not receiving the financial planning help they need. We believe… Read more »
Rule #1: Buy Quality
The following commentary is courtesy of Cardinal Capital Management Inc., the sub-advisor for the VPI Canadian Equity Pool and the VPI Canadian Income Pool. The opinions, market outlook, and asset allocation strategies are those used in the design of the mutual funds they manage that we utilize in client portfolios. What could be more obvious… Read more »
Cardinal Quarterly
The following commentary is courtesy of Cardinal Capital Management Inc., the sub-advisor for the VPI Canadian Equity Pool and the VPI Canadian Income Pool. The opinions, market outlook, and asset allocation strategies are those used in the design of the mutual funds they manage that we utilize in client portfolios. Market Outlook By Timothy E…. Read more »
The Perspective – The Bold & The Beautiful
Spring 2013 The Perspective Newsletter from Worldsource Financial Management Inc. Soap operas can trace their ancestry back to the 1930’s, when the manufacturers of soap products such as Proctor & Gamble first produced affairs of love and drama for the radio. By the early 1950’s, soap operas transitioned to television, and daytime TV changed forever. Propelled… Read more »
The Tax Man Cometh
Finance Minister Jim Flaherty unveiled the federal budget yesterday. Our friends at Renaissance Investments offer a nice succinct explanation about what the new federal budget means for investors. Click here to read more about it. If you have any questions about it give us a call. 250 953-6816
Retirement Income – You Need To Plan
From Kathryn Boothby – Postmedia News Whether a RRIF is opened at 60 or 71, the most important aspect is structuring a portfolio correctly prior to conversion, says Robin Muir, a certified financial planner and managing partner of Hatch & Muir LLP in Victoria. After years spent paying into a registered retirement savings plan (RRSP),… Read more »
Severance, Early Retirement, Voluntary Departure – What Next?
In today’s economic environment, severance and early retirement programs are becoming commonplace. Whether you are employed in either the private or public sector, it seems that no one is safe from downsizing, or becoming “redundant,” as companies and provincial governments struggle to meet the demands for profitability and budget constraints. If you are offered a… Read more »
Protect Your Family – Not Your Lender
Mortgage Insurance Protect your home and your family – not the lender Most lending institutions offer you insurance when you apply for a mortgage, personal loan, or line of credit. This type of insurance is most commonly known as “mortgage insurance.” Mortgage insurance is actually group term insurance that is used to pay off a… Read more »