Each investor has their own unique profile that is influenced by their current personal situation, financial goals, time horizon, investment experience, and attitude towards risk. We use questionnaires to assist us in quantifying the proper asset allocation for an investment portfolio. Once a risk profile is established we then define the type of portfolio to recommend.
We believe that long-term portfolio performance is optimized by maintaining a proper allocation between the various asset classes. Proper allocation within the various asset classes along with regular re-balancing provide our clients with a less volatile long-term return. This approach allows us to focus on portfolio return as opposed to individual security selection.