LONG-TERM CARE INSURANCE
People buy Long-Term Care Insurance to provide cash to fund the cost of nursing care at home or in a facility. This kind of insurance provides daily benefits to fund new expenses that result from a decline in health and the loss of independence.
| A variety of Long-Term Health Care options are available:
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Long-Term Care Insurance Benefits are payable when it is determined that health or personal care is needed, usually upon certification by your physician.
Certification could result from injury or sickness, the inability to perform a predetermined number of activities of daily living, a cognitive impairment or any continued service that is required as a result of chronic illness.
Coverage options vary. Long-term care contracts may include some or all of the following:
| Eligible Services:
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| Daily Living Activity Qualifications:
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Long-Term Care Insurance is a complex type of insurance. Hatch & Muir are Chartered Life Underwriters and Certified Financial Planners. We can provide you with advice and help you choose the right long-term care insurance for you.
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